Insurance & Mortgages NI

First Time Buyer

As a first time buyer with no previous experience of buying a home, the process can seem very confusing and overwhelming. We work alongside many well known lenders to offer you the best possible mortgage deal for your needs.

We will be there to walk you through each step of the process and will answer any questions or concerns you might have.

How do I purchase my first home?

  • Contact us to find out what you can afford to borrow
  • View homes within that price range
  • When you find the perfect home, put an offer on it
  • If your offer is accepted, contact us again and we will submit a mortgage application for you

What documents will I need to apply for a mortgage?

  • ID (Passport/ drivers licence)
  • Last 3 months bank statements
  • Proof of deposit
  • Last 3 months payslips (if employed)
  • P60 (if employed)
  • Last 3 years SA302s, Tax Year Overviews and accounts (if self-employed)

Insurance & Mortgages NI